NFC and Smart Phone can significantly reduce the cost of ATM
by removing half of devices. The app in the smart phone can do the
authentication with no need of an EPP Device, card reader, biometric, retina. Since
most of the application part will be on the Smart Phone the need a high end
operating system like windows will not be need and thin processor to support android
based applications can be used.
PrivatBank in Ukraine has already...
